In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
_________(76)




A.rightly
B.really
C.truly
D.actually

After an hour walking between the green paddy _______, we finally reached the village entrance.




A.fields
B.courts
C.yards
D.places

The word ‘hyperactive’ in line 19 is closest in meaning to




A.overly active
B.unusually low activity
C.excited
D.inquisitive

The word “symptoms” in line 9 is closest in meaning to




A.indications
B.diet
C.diagnosis
D.prescriptions

We needn’t take a taxi because it’s only from here to your hotel.




A.walk ten minutes
B.a ten minutes walk
C.a ten-minutes walk
D.ten minutes’ walk

Every step to improve the living conditions in these slums only attracts more migrants.




A.held
B.hold
C.taken
D.took

Instead of doing their own painting, they hired a firm of decorators.




A.inside
B.inward
C.internal
D.interior

Should you persist in your defiance of instructions, disciplinary action will be taken.




A.If you go on defying instructions, we will take disciplinary action soon.
B.You should persist in your defiance of instructions because the disciplinary action will be taken.
C.If you persist in your defiance of instructions, you will take disciplinary action.
D.If you keep on persisting the instructions, you will taken action soon.

Unless the two signatures are identical, the bank won’t honor the check.




A.similar
B.different
C.fake
D.genuine

Mohandas K. Gandhi, ________ Mahatma, lived a noble life of poverty to work for independence.




A.called
B.that was called
C.was called
D.calling