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Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 5 to 9.            In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted.Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products.On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back.(“Use of English B2 For All Exam”, by E. Moutsou, MM Publications)
Câu 1: (5)


A. cash          


B. currency            


C. change       


D. notes
Câu 2: (6)


A. when       


B. while                      


C. why                    


D. what
Câu 3: (6)


A. Last but not least             


B. Every now and then


C. One by one                  


D. By and large
Câu 4: (8)


A. be             


B. make                  


C. do                      


D. go
Câu 5: (9)


A. do business  


B. do their best


C. make matters worse   


D. make ends meet

A.
B.
C.
D.
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Các câu hỏi liên quan

Mark the letter A, B, C or D on your answer sheet to indicate the sentence that is closest in meaning to each of the following questions.
Câu 1: Susan will be ready any minute, and then we must leave.


A. We must leave as soon as Susan will be ready.


B. We must leave the moment Susan must be ready


C. We must leave as soon as Susan is ready.


D. We will leave any minute when Susan will be ready.
Câu 2: “Please, let my child go!” she begged the kidnapper.


A. She begged the kidnapper to let her child to go.


B. She pleaded with the kidnapper to release her child.


C. She solemnly ordered the kidnapper to set her child free.


D. She pleaded the kidnapper to let her child go.
Câu 3: I expect you were fully satisfied with the results by the end of the display.


A. You were fully satisfied when the display came to an end.


B. By the end of the display you must have been quite happy.


C. You must be completely satisfied with the results by the end of the display.


D. By the end of the display you must have been fully satisfied.

A.
B.
C.
D.

Mark the letter A, B, C, or D on your answer sheet to indicate the sentence that best combines each pair of sentences in the following questions.
Câu 1: You have to finish this work. You don't want to do it though.


A. Although you have to finish this work, you should want to do it.


B. As you don't feel like doing this work, you have to finish it.


C. You have to finish this work, however much you don't feel like doing it.


D. Unless you want to do it, you don't have to finish this work.
Câu 2: She fell over in the last minutes. She didn't win the race.


A. If she didn't fall over in the last minutes, she would win the race.


B. She didn't win the race even though she fell over in the last minutes


C. Not having won the race, she fell over in the last minutes


D. She could have won the race if she hadn't fallen over in the last minutes.

A.
B.
C.
D.

Choose the underlined words or phrases that arc incorrect in standard written English.
Câu 1: I feel really tired. I wish I didn't go to the party last night.


A. feel


B. really


C. didn't go


D. to
Câu 2: I have broken my pencil. May I borrow one of your?


A. have broken


B. borrow


C. one of


D. your
Câu 3: When I was on holiday last summer, I was going to the beach every day.


A. was


B. on


C. was going


D. the beach
Câu 4: Tom used to going to school by bus. Now he goes by bike.


A. going


B. by


C. goes


D. bike
Câu 5: Mary is used to do her homework by herself.


A. used


B. do


C. by


D. herself
Câu 6: On winter days, we all used to sit around the fire and told stories.


A. on


B. all


C. around


D. told
Câu 7: The Chinese build the Great Wall over two thousand years ago.


A. Chinese


B. build


C. over


D. thousand
Câu 8: We get used to live ,in the countryside before we moved to Ho Chi Minh city.


A. get used to


B. in


C. moved


D. to
Câu 9: In the modern world, people can easily communicate with telephones, radios, a and computers.


A. in


B. modern


C. easily


D. with
Câu 10: The package containing books and records were delivered last week.


A. containing


B. and


C. were


D. last
024.7300.7989
1800.6947

A.
B.
C.
D.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questionsIf the salinity of ocean waters is analyzed, it is found to vary only slightly from place to place. Nevertheless, some of these small changes are important. There are three basic processes that cause a change in oceanic salinity. One of these is the subtraction of water from the ocean by means of evaporation-conversion of liquid water to water vapor. In this manner, the salinity is increased, since the salt behind. If this is carried to the extreme, of course, white crystals of salt would be left behind.The opposite of evaporation is precipitation, such as rain, by which water is added to the ocean. Here the ocean is being diluted so that the salinity is decreased. This may occur in areas of high rainfall or in coastal regions where rivers flow into the ocean. Thus salinity may be increased by the subtraction of water by evaporation, or decreased by the addition of fresh water by precipitation or runoff.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation. Similarly, in coastal regions where rivers dilute the sea, salinity is somewhat lower than in other oceanic areas.A third process by which salinity may be altered is associated with the formation and melting of sea ice. When seawater is frozen, the dissolved materials are left behind. In this manner, seawater directly beneath freshly formed sea ice has a higher salinity than it did before the ice appeared. Of course, when this ice melts, it will tend to decrease the salinity of the surrounding water.In the Weddell Sea, off Antarctica, the densest water in the ocean is formed as a result of this freezing process, which increases the salinity of cold water. This heavy water sinks and is found in the deeper portions of the oceans of the world.
Câu 1: The word “it” in paragraph 4 refers to                   .


A. sea ice        


B. manner                    


C. seawater                 


D. salinity
Câu 2: Which of the following is NOT a result of the formation of ocean ice?


A. The surrounding water sinks       


B. Water salinity decreases


C. The salt remains in the water   


D. The water becomes denser
Câu 3: What does the passage mainly discuss?


A. The salinity of ocean water 


B.  The many forms of ocean life


C. The elements of salt   


D. The bodies of water of the world
Câu 4: Why does the author mention the Weddell Sea?


A. To show that this body of water has salinity variations.


B. To compare Antarctic waters with Arctic waters.


C. To point out the location of deep waters.


D. To give an example of cold-water salinity
Câu 5: According to the passage, the ocean generally has more salt in               .


A. coastal areas    


B. rainy areas  


C.  turbulent areas    


D. tropical areas

A.
B.
C.
D.

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