Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions
Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.
What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.
And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless- payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash- free society remains open to contention.
The word "embedded” in the second paragraph is closest in meaning to
A.integrated  
B.isolated       
C.generated     
D.manufactured

“I’m sorry. I couldn’t come to your party last night.” "________"
A.That’s all right
B.Excuse me
C.You’re welcome
D.Don’t mention it

Choose the word that has the main stress placed differently from the others

A.A. ecologist                
B. B. fertilizer                 
C. C. dangerous              
D. D. scientist

III. Choose the best answer to each of the following question.
He got a scholarship so his parents did not have to pay his school ____.
A.report                      
B.fee                           
C.equipment               
D.master

II. GRAMMAR, VOCABULARY AND COMMUNICATIVE FUNCTIONS
Choose the best answer.
Mai: “How did you collect these postcards?”
 Lan: “_____________”
A.I started collecting them last year.             
B.I exchanged the postcards with my friends.
C.I classified them into different categories.
D.Collecting postcards is really interesting.

_______ was caused by breathing impure air over was once a common belief.
A.Why malaria
B.That malaria
C. The reason malaria
D.Malaria

In order to demonstrate students' comprehension,  _____________ .
A.homework and in-class assignments should be given 
B.students must hear and read the information well beforehand
C.the tasks' level of difficulty must be maintained consistently
D.all the related information must be provided

IV. Read the following passage carefully and choose the best answer to each of the following questions.
          The country is more beautiful than a town and pleasanter to live in. Many people think so and go to the country for the summer holidays though they can not live there all the year round. Some have a cottage built in a village so that they can go there whenever they can find the time.
          English villages are not all alike, but in some ways they are not very different from each other. Almost every village has a church, the round or square tower of which can be seen from many miles around. Surrounding the church is the churchyard where people are buried.
          The village green is a wide stretch of grass, and houses or cottages are built round it. Country life is now fairly comfortable and many villages have the water brought through pipes into house.
          Most villages are so close to some small towns that people can go there to buy what they can't find in the village shops.
Which of the following statements is NOT true?
A.Many villagers now have water inside their homes.
B.People are buried near the village church.
C.Many English people prefer living in the country.
D.People can buy anything from the village shops.

Choose the correct answer to the each of the following questions.
She told me her address ........................ I wrote on a piece of paper.
A.what                       
B.which                      
C.when                      
D.where

She seems very ______.
A.angrily
B.unangry
C.angriness
D.angry