Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 5 to 9.
            In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted.
Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products.
On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back.
(“Use of English B2 For All Exam”, by E. Moutsou, MM Publications)
(5)
A.cash          
B.currency            
C.change       
D.notes

In paragraph 1, we learn that _______.
A.Europe was at wat in 1566
B.news travelled slowly in Europe
C.newspapers get their name from 16th century news sheet
D.daily editions of newspapers were a later development

You ...............too fast. That's why you feel tired.
A.walk
B.are walking
C.were walking
D.walked with us.

You remind me.............your uncle. We used to work...............each other.
A.of/ to
B.of/ with
C.with/ for
D.for/with

Brown and yellow hair is fashionable..................... the moment.
A.in
B.at
C.over
D.on

We..............her a happy new year.
A.wished
B.said
C.told
D.want

Mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the following questions from 35 to 48.
Katie O’Donovan, public policy manager at Google UK, said the company had shown its ________ to protect children by developing its resources – such as an online safety course has been taught to 40,000 schoolchildren.
A.interest         
B.keenness 
C.enthusiasm       
D.commitment

Mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the following questions from 35 to 48.
Although _______ by the bravery of his fellow soldiers, Bloch had harsh words for the army leadership.
A.was impressed     
B.impressed                   
C.having impressed
D.impressing

I'm worried about my basketball team. I ...................they play well
A.wish
B.hope
C.want
D.ask

Does it make sense to apply to university or should I take a gap year?
A.Is it worth applying university or should I take a gap year?
B.Is it possible that I should apply to university after a gap year?
C.Is it sensible that I should apply to university or take a gap year instead?
D.I can’t decide whether to apply to university or take a gap year.