In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
________(74)




A.exchange
B.currency
C.cash
D.coinage

A.weather
B.father
C.teacher
D.suggest

Please could you speak more ……………………………….. ? (slow)




A.
B.
C.
D.

Mary: “You look great in this new dress!” – Daisy: “______.”




A.With pleasure
B.Not at all
C.I’m glad you like it
D.Don’t say anything about it

Last week, we went to Hue, ______ is the ancient capital city ofViet Nam.




A.which
B.that
C.where
D.when

______ he didn’t know how to solve the problem, he asked her for help.




A.So
B.Because
C.Although
D.However

According to Lan, the Internet is wonderful _____________ of modern life (INVENT)




A.
B.
C.
D.

Our form teacher is a nice person who often gives us a lot of useful advices.




A.form teacher
B.a nice
C.who often gives
D.advices

I am learning English ____________ I want to get a good job after school.




A.but
B.because
C.so
D.therefore

The plane _______ late because of the bad weather




A.took off
B.took in
C.took up
D.took on