Using the correct word form of the word in brackets to fit each gap.
The first experimental step towards creating a credit card was taken by a US company in 1914. They issued a (31) SOPHISTICATED metal token to their customers, allowing them to defer the bills. But (32) NEAR half a century was to pass before the (33) POSSIBLE of establishing a (34) UNIVERSE credit card would be taken (35) SERIOUS. France was the (36) LEAD creating the “Carte Bleue”. Barclays bank in Britain (37) QUICK followed. When the Visa system was developed in 1977, credit rose, with most credit holders joining this (38) GLOBE credit network. By 1944 the visa system had a credit total of $207.4 billion in 2.8 million (39) LOCATE in Europe. The credit card has (40) TRUE become international.