Which of the following is defined in the passage?
A.Transactions
B.Public Databases
C.Credit cards
D.Bitcoins

Mark the letter A, B, C, or D on your answer sheet to indicate the word whose underlined part differs from the other three in pronunciation in each of the following questions.

A.educate
B.transfer
C.ancient
D.stranger

A.emotional
B.continuous
C.mandatory
D.adjustable

(23) ________
A.excluding
B.involving
C.having
D.including

(25) ________
A.offer
B.present
C.supply
D.provide

If/ it/ not rain/ tomorrow/ I/ go/ camping/ my friends.
A.If it does not rain tomorrow, I will go camping with my friends.
B.If it did not rain tomorrow, I will go camping with my friends.
C.If it does not rain tomorrow, I would go camping with my friends.
D.If it had not rained tomorrow, I will go camping with my friends.

I/ never/ travelled/ by/ air.
A.I have never travelled by air.
B.I have never been travelling by air.
C.I had never travelled by air.
D.I has never travelled by air.

Mark the letter A, B, C, or D on your answer sheet to indicate the most suitable response to complete each of the following exchanges.
Mark is having a conversation with his mother.

Mark: “ ____________________”

Mother: “Never mind, better luck next time.”
A.I didn’t get the vacant position.
B.I’ve broken your precious vase.
C.I couldn’t keep my mind on work.
D.I have a lot on my mind.

Why does the author mention “industrialization” in the last paragraph?
A.to emphasize the economic importance of urban areas
B.to explain how fast urban growth led to poorly designed cities
C.to suggest that labor disputes had become an urban problem
D.to illustrate the need for construction of new factories

What concern did reformers have about privately owned utility companies?
A.They feared the services would not be made available to all city dwellers.
B.They believed private ownership would slow economic growth.
C.They did not trust the companies to obey the government regulations.
D.They wanted to ensure that the services would be provided to rural areas.