Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 38 to 42.

Working as a novelist is not really a career like being a doctor or a scientist. Although a fewwell-known ones, like Harry Potter author J. K. Rowling, have become wealthy, most writers find it difficult even to make a living from their book sales. Novels take a long time towrite, and authors can get into financial (38) _____ if they don’t have money coming in regularly from another job. But for those determined to write novels, it is without (39)______ one of the most enjoyable kinds of work to do. The writer has to be creative, thinking up completely new stories, and (40) _____, meaning they put all their time and effort into their work. They also need to be able to cope in a crisis, as nobody else can write their book for them. For this, a good sense of (41)______ often helps. Or the thought that maybe their novel might one day be turned into a film and become a Hollywood (42) _____!