The word "fledgling" in the third paragraph could best be replaced by which of the following?
A.Flying
B.Newborn
C.Winged
D.Established

The pronoun "they" in the second paragraph refers to
A.Oxford and Cambridge universitis
B.university graduates
C.sons
D.educational opportunities

It can be inferred from the passage that the Puritans who traveled to Massachusetts colony were
A.rather rich
B.rather well educated
C.rather undermocratic
D.rather supportive of the English government

Where in the passage does it indicate how much money Minister Harvard was really responsible for giving to the university?
A.lines 7-11
B.lines 15-17
C.lines 3-7
D.lines 12-15

In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
________(72)
A.fame
B.popularity
C.regard
D.reputation

In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
_______(73)
A.consumers
B.regulars
C.shoplifters
D.clients

In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
________(75)
A.bothering
B.annoying
C.disturbing
D.disrupting

In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
________(77)
A.works
B.acts
C.happens
D.manages

In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
_______(79)
A.took
B.made
C.created
D.did

In most Western countries, few people use cash any more to pay for large purchases. (71) , they either write cheques or pay by credit card. Whereas cheques are deceasing in (72) each year, the credit card has become increasingly indispensable. Many people now have several major advantages.
Paying by credit card offers (73) several major advantages. Firstly, you don’t have to carry around large amounts of (74) which could be stolen and is (75) to have in your pocket or wallet) or a large cheque book. Secondly, unlike cheques, you usually have several weeks in which to (76) _____ pay. This is because of the way the system (77) . With a credit card, you receive a (78) ___ from the credit card company or bank at the end of each month. If you (79) . your purchase at the beginning of the month, you will have had several weeks of interest – free credit. You can then decide to pay the amount in (80) , and thus not be charged any interest at all, or to only pay a certain amount, delaying the remainder of the payment, at a high rate of interest, to subsequent months.
This, of course, can lead to one of the main disadvantages of credit cards. They give people the impression that they can afford to spend more than they actually can, resulting in their ending up with huge amounts of debt
_______(80)
A.total
B.complete
C.full
D.whole