Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.
Table manners differ around the world. If you visit a friend’s home for a meal, it’s good to know about the customs they follow.
If you are invited to a Moroccan’s home, bring a gift of sweet pastries, nuts, figs, dates, or flowers to the hostess. In many traditional homes, people often sit on the floor to eat a meal. Often, everyone shares food from the same 10 plate. The plate is put in the centre of the table. Usually, everyone also drinks water from the same glass. Only eat the food in front of you. Don’t reach across someone for food. It is common to use you your fingers and small pieces of bread to eat food. Use only your right hand to eat. Don’t say “no” to food. If the host of the meal offers you food or drink, take some and try a little. In many Moroccan homes, it is common to take off your shoes.
Tanzania is known for its fresh fish and spices. Don’t act scared if your meal comes with its head still on the plate. It is polite to try a bite of everything. In many Tanzania homes, people sit at a table on a small stools to eat. It is OK to eat with your right hand, using bread or chapati to pick up food. Everyone may take food from the same plate., but it is not usual for people to share drinks. You may compliment the cook on a delicious meal, but don’t exaggerate. In some parts of Tanzania, men and women still sit at different tables. Also remember: it is common to take off your shoes in the home, but it is rude to show the bottom of your foot.
(Adopted from Active Skills for Reading Intro by Neil J Anderson)
Which best serves as the title for the passage?




A.Table Manners across some cultures in the world.
B.Tips for foreigners when having meal in Tanzania
C.Table Manners in Morocco, Things to do for everyone
D.Table Manners - Ultimate Guide to Dining Etiquette

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Read the following passage and mark the letter A, B, C, or D on your answer sheet to incorrect answer to each of the questions from 35 to 42:
Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.
What's the appeal of e-cash? Compared to cheque or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details. And what about the future of the banks? Within their grip on the market, banks and creditcard firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.
The author mentions the case of commuters in the third paragraph to illustrate ________.




A.the banks' cooperation with credit-card companies
B.a possible drawback of the system
C.the modern technology of the e-cash system
D.the transferability of the system