Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 5 to 9.
In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted.
Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products.
On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back.
(“Use of English B2 For All Exam”, by E. Moutsou, MM Publications)
(9)
A.do business
B.do their best
C.make matters worse
D.make ends meet

Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 5 to 9.
In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted.
Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products.
On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back.
(“Use of English B2 For All Exam”, by E. Moutsou, MM Publications)
(8)
A.be
B.make
C.do
D.go

Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 5 to 9.
In the past, people bought goods using (5) _______. They rarely borrowed money from financial institutions and only when they had saved the money did they buy what they wanted.
Recently, however, there have been great changes in the way people purchase goods. To begin with, some people pay for things by cheque, (6) ______ others prefer monthly installments rather than paying the whole amount at once. Most consumers, though, prefer to buy things using their credit cards. (7) _______, it is thought that there are benefits to having a credit card. Apart from the fact that credit cards are handy, some stores offer bonus points to people making purchases, while others give discounts on certain products.
On the other hand, credit cards must be used wisely because they can prove disastrous. In the long run, consumers find that they can’t (8) _______ without their credit cards and constantly rely on them, as they are “easy money”. As a result, some people lose control of their finances spending more than they should end up not being able to (9) _______. So they end up in debt and have difficulty in paying it back.
(“Use of English B2 For All Exam”, by E. Moutsou, MM Publications)
(6)
A.when
B.while
C.why
D.what

This is a difficult problem. I wish I................the answer.
A.know
B.knew
C.had known
D.would know

Mark the letter A, B, C, or D on your answer sheet to indicate the word or phrase that is OPPOSITE in meaning to the underlined part in each of the following questions from 3 to 4.
I prefer secure jobs because I don’t like keeping on moving and changing all the time.
A.challenging
B.demanding
C.stable
D.safe

Mark the letter A, B, C, or D on your answer sheet to indicate the word or phrase that is CLOSEST in meaning to the underlined part in each of the following questions from 1 to 2.
When the Titanic crashed into the iceberg, the crew quickly sent out distress signals to alert nearby ships of the disaster and request their help.
A.amusing
B.strange
C.bold
D.help

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions.
I don't think Peter will reject that job offer, ___________?
A.do I
B.will he
C.don't I
D.won't he

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions.
Next year, we are going to a place ______.
A.that lives in England
B.where we can ski
C.which I read last week
D.who they met in the canteen

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions.
The investors bought a deserted warehouse __________ convert it into a shopping mall for the townspeople.
A.so that
B.lest they may
C.with a view to
D.in order to

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions.
Thieves ______ over a million dollars in cash from the Bank of East Asia in Central last month.
A.were stolen
B.stole
C.have stolen
D.have been stolen