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Because when you ride a bike without a jacket, a lot can happen. For example: a fall will hurt, your vehicle may lose the brake and you will fall again and injure but get worse when you have a normal crash. You often see on television, cyclists often wear protective clothing to protect them selves. If you don't wear protective gear, your chances of getting hurt if you accidentally fall or, even worse, breake your limbs if you go too fast without wearing protective gear. The above issues remind you to wear protective gear while cycling